Social Security Benefits and Disability
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by: albert.tobega
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Because Social Security regulations are so complex, determining which social security benefits you qualify to receive can be a challenge. To smooth the process, here are answers to some of disability applicants most common questions.
SSA is only for people whose disability is complete and who have been disabled (or are expected to be disabled) for one year or more, so there are no partial disability social security benefits. If you wish to file for partial disability, you will need to do so through a state or local program. Being denied disability benefits from SSA will not automatically disqualify you from receiving benefits through state and local programs.
However, if you are disabled but able to work for short periods or at a low level, you may be able to continue working while receiving social security benefits. You total income will be taken into account by the state agency that handles your social security case. If your annual earnings fall under a certain amount, you will still be considered eligible for disability. Note that your highest POTENTIAL income, not your CURRENT income, is the deciding factor: If you could earn above the minimum by changing to a different job that you are trained to do and physically capable of doing, then you will be considered ineligible for social security benefits. You will not be pressured to do work you are not able to perform. The state agency takes into account applicants health, age, experience, and education when evaluating which jobs they are suited to do. If you would be able to support yourself if you switched to a better job, training and job search assistance are available
Many applicants are told by their doctors that there is no further treatment for their condition, but their social security agents ask them to continue visiting doctors. If this is what you are dealing with right now, there is an explanation! First, your regular doctors may not be able to provide all of the information the state agency needs to evaluate your case. The agency will arrange for you to see a doctor who has the specialized experience or equipment necessary to complete the examination. The visit is not for treatment; it is simply part of your case evaluation.
Second, even untreatable conditions change, and not all disabilities are permanent. It is a good idea to have regular examinations to track the progress of your condition. Even without treatment, your condition may improve enough to allow you to return to work.
And third, medicine brings new miracles every year. Why let resignation steal a possible cure from you? Occasional doctors visits are a minor nuisance compared to the vast improvements you could someday see.
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